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Mortgages for foreigners and locals with Hamilton May

Mortgages

Mortgages

Take advantage of competitive mortgage and refinancing solutions directly from Polish banks.

  • Brokerage service to find you the best local mortgage deals
  • Straight talking mortgage advice in English
  • Free mortgage assessment to establish your borrowing capacity
  • Poland wide service to include all major Polish cities
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Contact us for mortgage assessment

Hamilton May can offer competitive mortgage products for foreigners and expat-Poles to buy property in Poland though our affiliated Polish mortgage broker.

With 21+ years of experience in helping overseas clients buy property in Poland for either investment or personal use, we have established a network of mortgage lenders that are willing to offer loans to non-nationals secured against Polish property. What is more we are assisted by experience affiliate mortgage broker, specialized in financing solutions for foreigners and locals in Poland.

If you wish to apply for a mortgage and would like to know your eligibility, or you already have a mortgage secured against a Polish property and would like to improve your financial conditions, Hamilton May is able to help.

Our mortgage products are available in all major Polish cities including Krakow, Warsaw, Poznan, Lodz, Gdansk, Gdynia, Sopot, and others.

Basic requirements for mortgage in Poland:

1.

Polish citizens living abroad must have income in one of the following currencies: EUR, USD.

2.

Foreigners obtaining a mortgage must have a permanent employment contract in Poland.

3.

There is no investment mortgage available for companies registered abroad.

Getting a mortgage step by step

01

Creditworthiness checked

After your initial enquiry, our partner mortgage broker will lead you through the form for calculating creditworthiness to assess the further action plan.

02

Property search

Whether you have already chosen your property or need to perform property search after your check, you can take advantage of the Hamilton May brokerage service.

03

Completing the documents

Our mortgage broker will help you complete all the documentation, starting from the income statement, employment contract, bank account statement to income tax documents and tax identification number for businesses.

04

Prepositive decision for the loan

Your mortgage broker will compare several banks' offers and help you choose the best for you. The documents are going to be submitted to the bank to preapprove the loan.

05

Final decision from the bank

At this stage you should wait for the bank to review your application and determine if you qualify for the money you are requesting.

06

Awaiting signature

Once the mortgage is fully approved, a contract with the bank is prepared to be signed and the mortgage broker will arrange an appointment in a branch of the bank to complete the process.

07

Credit launched

Congratulations! Your credit is now launched, and you can complete your property search.

Creditworthiness checked

After your initial enquiry, our partner mortgage broker will lead you through the form for calculating creditworthiness to assess the further action plan.

01

Property search

Whether you have already chosen your property or need to perform property search after your check, you can take advantage of the Hamilton May brokerage service.

02

Completing the documents

Our mortgage broker will help you complete all the documentation, starting from the income statement, employment contract, bank account statement to income tax documents and tax identification number for businesses.

03

Prepositive decision for the loan

Your mortgage broker will compare several banks' offers and help you choose the best for you. The documents are going to be submitted to the bank to preapprove the loan.

04

Final decision from the bank

At this stage you should wait for the bank to review your application and determine if you qualify for the money you are requesting.

05

Awaiting signature

Once the mortgage is fully approved, a contract with the bank is prepared to be signed and the mortgage broker will arrange an appointment in a branch of the bank to complete the process.

06

Credit launched

Congratulations! Your credit is now launched, and you can complete your property search.

07
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Apply to get a mortgage assessment

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